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2025 Blue Cross and Blue Shield Service Benefit Plan - Standard and Basic Option
Section 5. Benefits
 
Section 5. Benefits
 
See towards the end of the brochure for a benefits summary of each option. Make sure that you review the benefits that are available under the option in which you are enrolled.

Section 5. Standard and Basic Option Overview - 37 
Section 5(a). Medical Services and Supplies Provided by Physicians and Other Healthcare Professionals - 38 
Diagnostic and Treatment Services - 39 
Lab, X-ray and Other Diagnostic Tests - 40 
Preventive Care, Adult - 42 
Preventive Care, Child - 45 
Maternity Care - 47 
Family Planning - 49 
Reproductive Services - 50 
Allergy Care - 51 
Treatment Therapies - 52 
Physical Therapy, Occupational Therapy, Speech Therapy, and Cognitive Rehabilitation Therapy - 53 
Hearing Services (Testing, Treatment, and Supplies) - 54 
Vision Services (Testing, Treatment, and Supplies) - 54
Foot Care - 56 
Orthopedic and Prosthetic Devices - 56
Durable Medical Equipment (DME) - 57 
Medical Supplies - 58 
Home Health Services - 59 
Manipulative Treatment - 60 
Alternative Treatments - 60 
Educational Classes and Programs - 61 
Section 5(b). Surgical and Anesthesia Services Provided by Physicians and Other Healthcare Professionals - 62 
Surgical Procedures - 63 
Reconstructive Surgery - 64 
Oral and Maxillofacial Surgery - 67 
Organ/Tissue Transplants - 68 
Anesthesia - 73 
Section 5(c). Services Provided by a Hospital or Other Facility, and Ambulance Services - 75 
Inpatient Hospital - 76 
Outpatient Hospital or Ambulatory Surgical Center - 78 
Blue Distinction® Specialty Care - 82 
Residential Treatment Center - 83 
Extended Care Benefits/Skilled Nursing Care Facility Benefits - 84 
Hospice Care - 85 
Ambulance - 88 
Section 5(d). Emergency Services/Accidents - 90 
Accidental Injury - 91 
Medical Emergency - 92 
Ambulance - 93 
Section 5(e). Mental Health and Substance Use Disorder Benefits - 94 
Professional Services - 95 
Inpatient Hospital or Other Covered Facility - 96 
Residential Treatment Center - 96
Outpatient Hospital or Other Covered Facility - 97 
Not Covered (Inpatient or Outpatient) - 97
Section 5(f). Prescription Drug Benefits - 99 
Covered Medications and Supplies - 104 
Section 5(f)(a). FEP Medicare Prescription Drug Plan - 109 
Covered Medications and Supplies - 113 
Section 5(g). Dental Benefits - 123 
Accidental Injury Benefit - 123
Dental Benefits - 124 
Section 5(h). Wellness and Other Special Features - 127 
Health Tools - 127
Services for the Deaf and Hearing Impaired - 127
Web Accessibility for the Visually Impaired - 127
Travel Benefit/Services Overseas - 127
Healthy Families - 127
Diabetes Management Program - 127
Blue Health Assessment - 127
Hypertension Management Program - 128 
Pregnancy Care Incentive Program - 128
Annual Incentive Limitation - 129 
Reimbursement Account for Basic Option Members Enrolled in Medicare Part A and Part B - 129
MyBlue® Customer eService - 129
National Doctor & Hospital Finder - 129
Care Management Programs - 129
Flexible Benefits Option - 130 
Telehealth Services - 131 
The fepblue Mobile Application - 131
Section 5(i). Services, Drugs, and Supplies Provided Overseas - 132 
Non-PSHB Benefits Available to Plan Members - 135